CatalunyaCasa: Browse through this site or look at the CatalunyaCasa TEN STEPS PLAN
Contents
Second house in Catalunya
Europe selfstorage
Catalan mortgage
Estate agents
(Catalan or British)
Direct of seller
Gestor
(for administration)
Solicitors
Public notary
Taxations
Reservations
(option/ down-payment)
Various mortgages
Income statements
Insurance
Resident or not
(emigration)
Fiscal registration number
(N.I.E. of N.I.F.)
Taxation treaty
(UK - Catalunya)
Taxation 1
(for house owners)
The deal
(private or
legally binding)
Escritura
Council taxes
Gas, water and electricity
Comunidad
(house owners
association)
Furniture
(bring or buy)
Bringing a car into Catalunya
Building it yourself
Last will and testament
Taxation 2
(when selling)
Much reported nonsense!
Dochtersites:
HuisCostaBrava
CasaCatalunya (UK)
HipoteCasa (NL)
HipoteCasa (UK)
Sites:
Tossa de Mar
Villa Zuid Frankrijk
Huis te koop Tossa de Mar
Visit Blanes
When you buy a house you'll probably follow your feelings, if you need to pay a little extra that will not really hold you back. On the other hand, when you sell a house you'll want to know its value, you won't just take the word of only one estate agent.
When you need financing in order to buy a house the property will at first, always be assessed by a person appointed by the bank. This person is in no way to be connected to the estate agent or seller. Almost all banks make use of a list provided by the Catalan central bank stating the names of every approved assessor.
The average estate agent will generally not be on that list, that doesn't keep him from presenting himself as an assessor though. It's true that in reality, he will most likely know what he is talking about but a real assessor will be more concerned with the building as opposed to its location.
An estate agent looks mostly at the economic aspects of the region.
CatalunyaCasa will enable you to look before you leap and save you from expensive mishaps!
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