CatalunyaCasa: Browse through this site or look at the CatalunyaCasa TEN STEPS PLAN
Contents
Second house in Catalunya
Europe selfstorage
Catalan mortgage
Estate agents
(Catalan or British)
Direct of seller
Gestor
(for administration)
Solicitors
Public notary
Taxations
Reservations
(option/ down-payment)
Various mortgages
Income statements
Insurance
Resident or not
(emigration)
Fiscal registration number
(N.I.E. of N.I.F.)
Taxation treaty
(UK - Catalunya)
Taxation 1
(for house owners)
The deal
(private or
legally binding)
Escritura
Council taxes
Gas, water and electricity
Comunidad
(house owners
association)
Furniture
(bring or buy)
Bringing a car into Catalunya
Building it yourself
Last will and testament
Taxation 2
(when selling)
Much reported nonsense!
Dochtersites:
HuisCostaBrava
CasaCatalunya (UK)
HipoteCasa (NL)
HipoteCasa (UK)
Sites:
Tossa de Mar
Villa Zuid Frankrijk
Huis te koop Tossa de Mar
Visit Blanes
Catalunya isn't exactly the UK and so it is with notaries. In these two countries their functions differ. Signing a purchase agreement and receiving the deed are like in the UK, done in the presence of a notary but then again that's exactly where the similarities end.
You'll have to determine yourself if the papers before you are genuine and valid. Once more the job is yours to investigate if the salesman is fully authorized to sell you your desired property.
The notary will ask you how much of the actual sales price you want stated in the official documents (the Escritura.) A sum of 15% cash changing hands here is not an exception. Officially this is prohibited but unofficially it's pretty much the way the cookie crumbles. It's of course up to you to decide whether or not you want to join the Catalan in one of their favorite pastimes, tax evasion.
Another thing the notary will not check is whether parts of the house have already been sold to someone else and if the mentioned land is actually part of the deal.
What is also worth mentioning is that outstanding bills for, for instance, garbage collection, local taxes, electricity gas and water due to previous owners can easily become yours to pay. Make sure the previous owner has paid all the bills before you sign. If you choose to make use of a purchase broker he'll sort these things out for you. You can also hire a gestor, the costs for these services are modest and the assurances you get are worth every penny.
What you may expect but don't always get you can solicit as extra service from your notary. Ask him to immediately fax the purchase agreement to the local authorities with the request to call back as soon as the fax is received.
This 'confirmation' to the notary will pretty much guarantee that the property cannot be quickly sold to another party. A law against these sorts of practices has recently been passed but it's still up to you to make sure it will also apply to you.
Prevention is better than cure!
CatalunyaCasa will enable you to look before you leap and save you from expensive mishaps!
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