CatalunyaCasa: Browse through this site or look at the CatalunyaCasa TEN STEPS PLAN
Contents
Second house in Catalunya
Europe selfstorage
Catalan mortgage
Estate agents
(Catalan or British)
Direct of seller
Gestor
(for administration)
Solicitors
Public notary
Taxations
Reservations
(option/ down-payment)
Various mortgages
Income statements
Insurance
Resident or not
(emigration)
Fiscal registration number
(N.I.E. of N.I.F.)
Taxation treaty
(UK - Catalunya)
Taxation 1
(for house owners)
The deal
(private or
legally binding)
Escritura
Council taxes
Gas, water and electricity
Comunidad
(house owners
association)
Furniture
(bring or buy)
Bringing a car into Catalunya
Building it yourself
Last will and testament
Taxation 2
(when selling)
Much reported nonsense!
Dochtersites:
HuisCostaBrava
CasaCatalunya (UK)
HipoteCasa (NL)
HipoteCasa (UK)
Sites:
Tossa de Mar
Villa Zuid Frankrijk
Huis te koop Tossa de Mar
Visit Blanes
If you pay taxes in the UK then you are a non-Catalan resident. IOW you're a resident of the UK, therefore not of Catalunya.
There are pro's and con's, advantages and disadvantages. The most important pro might be the leaving of the country of "rules and regulations" but make no mistake, the European Union is reigning in Catalan liberty.
Many European laws do now also apply to Catalunya. Several legal procedures have been undertaken to force Catalunya to comply with EU law faster than the Catalan government intents to.
Being a resident of Catalunya has its advantages as far as taxes are concerned because there certain taxes have a tax-free limit. The interest rates however, don't differ that much anymore. Where you can get an advantage is in not declaring income. That's still easier there but Catalunya is very busy reorganizing its revenue department.
The buying and selling of houses in Catalunya is rife with fraud. Malevolent men are always on the try to rip of ignorant foreigners. When it comes to tax evasion Catalunya has almost the same rules in place as the UK but in reality things differ significantly.
It's not rare for a notary to cooperate in listing a lower amount in the Escritura, the difference is usually 10 to 20%.
Advantage to the buyer: you don't pay transfer tax!
Advantage to the seller: You pay less plus valia and income tax!
CatalunyaCasa will enable you to look before you leap and save you from expensive mishaps!
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